Many financial institutions often approach credit cards as transactional tools. It has been one of the most traditional ways to allow cardholders to enjoy spending without the use of real money. However, Handelsbanken operates differently with their cards.
The Handelsbanken Platinum Credit Card is a very different kind of credit card with familiar features and perks that you’ll love. Coming from Sweden, the Handelsbanken Platinum Credit Card embodies what Handelsbanken is all about – its consumers.
If you’re interested in the Handelsbanken Platinum Credit Card, check out the article below to learn more about the card and how to request a card from Handelsbanken.
Explore the Best Features of the Handelsbanken Platinum Credit Card
The Handelsbanken Platinum Credit Card is the comprehensive credit solution many seek.
It has all the familiar features and perks that you need, with a special Handelsbanken touch to it.
Check out the best features of this amazing credit card down below.
Collect Bonus Points on Purchases
With the Handelsbanken Platinum Credit Card, you get to enjoy receiving points for purchases that you’ve made with the card. You get 1 point for every krona that you spend and 50 more kroner when you have the Platinum card.
You also get even more when you use the card for any other purchases that you make. When you get 20,000 points, you’ll get bonus points through fund shares.
This means that the more you use the card to collect points, you’ll get even more points.
Get Everything Under One Invoice
The Handelsbanken Platinum Credit Card gives you options to pay for your bill. You will receive your monthly invoice for all of the purchases, withdrawals, and transactions you made from the previous billing cycle.
What’s great about having everything under one invoice is that you get to see all of the transactions. You can then choose to pay for the entire invoice and avoid paying for the interest or pay in installments. The choice is up to you.
Connect Your Card with the App
The Handelsbanken Platinum Credit Card also has a mobile app counterpart that unlocks even more features and perks for the cardholder.
Download the PSST! App on your phone, and you’ll get benefits and offers in different categories such as travel, health, entertainment, fashion, sports, and so much more.
You also receive discounted tickets to live events. Discount offers in major restaurants. Check out their current benefits and offers through the website or download the app at the Apple App Store or Google Play Store today to learn more.
Get Protected
Insurance is also included with the Handelsbanken Platinum Credit Card. It covers all of your purchases, especially when it is made directly to their partners, such as tickets to events such as sports and concerts.
In the event of an accident or sickness, you are also covered by such insurance. The card also offers cancellation protection that you and your direct family can use.
Travel Made Convenient
Experience travel like never before with the Handelsbanken Platinum Credit Card. The card gives you access to Fast Track, a feature exclusive for Platinum cardholders that lets you fast-track your way from security checkpoints at the airport.
No more waiting in lines for security checkups at the airport now that you have this amazing credit card.
Interest Rates and Other Charges
The Handelsbanken Platinum Credit Card also has specific charges, including interest rates and annual fees.
The interest rate for the Platinum card starts at 8.8%, up to an 11.47% effective rate. The card also charges you with an annual fee worth 2,400 SEK.
Applying for the Handelsbanken Platinum Credit Card
After learning its unique features and perks, suppose you want the Handelsbanken Platinum Credit Card. In that case, there are still many things that you need to know especially when it comes to application.
The entire application process is simple, but you need to prepare properly. Here’s how you can apply for the Handelsbanken Platinum Credit Card.
Learn Where to Apply
There are three ways for you to apply for the card. First, you can walk into any Handelsbanken branch near you and ask for the staff to assist you with the application.
Bring the required documents and answer all of their questions. They will then process the application for you. You can also apply through the official website, or you can call their customer service hotline for assistance.
Gathering the Requirements
You also need to know if you’re qualified for the card as well. Be sure that you are 18 years old and above, currently employed, and a resident of Sweden.
You must gather the required documents which include proof of identity such as a passport or national ID, proof of income such as your payslips, and your bank details.
They may require more documents from you during the application process so be sure to prepare including your employment contract, tax returns, utility bill, and many others.
Applying Online
The best way to apply for the Handelsbanken Platinum Credit Card is to apply directly online. Head over to the official website and choose the specific credit card. Click on
Apply and fill out the online application with your details. Upload the required documents and review everything, including the terms and conditions of the card.
Wait for their approval to receive your new credit card. Don’t forget to activate the card once you receive it.
Contact Details
If you encounter any application issues or need assistance, you can always call their customer service hotline at 0771-77 88 99. A representative will be assisting you with your concerns and requests.
You can also visit their main office located at Kungsträdgårdsgatan 2 SE-106 70 Stockholm, Sweden.
Conclusion
The Handelsbanken Platinum Credit Card has everything that you need in a credit card. A good credit limit, convenient benefits and perks, amazing rewards, and very competitive rates.
If you’re looking for a familiar credit card with unique perks, this is where you should apply.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.