Are you in Abu Dhabi or UAE in general and looking for a good cashback credit card? With so many cashback credit cards available, finding one that suits your needs can be very difficult. There are also cashback cards that give out very minimal rewards.
With the Abu Dhabi Islamic Visa Cashback Card, you get many available options and unique features and rewards. A wide range of benefits are waiting for you when you choose the Abu Dhabi Islamic Visa Cashback Card.
Find out more about the Abu Dhabi Islamic Visa Cashback Card, explore its features, and learn what you need to do to apply for the card with the guide below.
Best Features of the Abu Dhabi Islamic Visa Cashback Card
Abu Dhabi Islamic Visa Cashback Card is a credit card designed to provide the best experience in terms of rewards and benefits.
It has notable features centered around cashback and lifestyle benefits, especially if you’re in Abu Dhabi.
Look for more perks and find out the best features of the Abu Dhabi Islamic Visa Cashback Card right here.
Generous Cashback Rewards
One of the best features of the Abu Dhabi Islamic Visa Cashback Card is its cashback rewards.
You get 4% cash back on grocery and supermarket purchases, fuel and other automobile needs, school and education payments, dining and restaurant transactions as well as utility payments.
You should take note of the maximum cap of AED 1,000 per month.
More Perks from the Card
Aside from the generous cashback rewards, the Abu Dhabi Islamic Visa Cashback Card also allows you to withdraw 100% of your credit limit as cash. This makes it one of the most versatile credit cards out there.
Cardholders are also protected with its Credit Shield feature. You can enjoy a complimentary life cover and provide financial security to your loved ones when you sign up for the card.
Lifestyle Perks That You Can Enjoy
The Abu Dhabi Islamic Visa Cashback Card also boasts lifestyle perks, such as discounts on hotel bookings and dining experiences. There are also exclusive deals and promos for cardholders only.
Make sure that you check the official website for upcoming promos and exclusive deals. You can also ask the establishment where you’ll be using the card if they have such promos at the time of your visit.
Take Control of Your Finances
When it comes to taking full control of your finances, the Abu Dhabi Islamic Visa Cashback Card has a mobile banking app that lets you manage your card. You can download the app from the Apple App Store or Google Play Store.
Link your account by logging in and managing your card. You can also use the app for contactless payments for secure transactions. No more worrying about where your physical card is when you have the mobile app with you.
Interest Rates and Other Charges
The Abu Dhabi Islamic Visa Cashback Card has specific charges when it comes to interest rates. You will be charged a monthly profit rate of 3.75%.
There is also an annual fee of AED 99. Any supplementary card will be free of charge, but the fifth one will have a yearly fee of AED 99.
Contact Details
Suppose you want to learn more about the Abu Dhabi Islamic Visa Cashback Card or you need assistance with any transactions or applications. In that case, you can call their customer service hotline at 600543216.
You can also contact them through chat at their official website or use the number +971600543216 to contact them through WhatsApp.
You may visit their main office located at Sheikh Rashid Bin Saeed Street (Old Airport Road) opposite Millennium Al Rawdah Hotel.
Abu Dhabi Islamic Visa Cashback Card Application Made Easy
Applying for the Abu Dhabi Islamic Visa Cashback Card is made easy when you choose to apply online.
The online application process is convenient for those who do not want to line up at the bank. Here are the steps to follow to start the online application process.
Meet the Eligibility Requirements
First, you must qualify for the card. All applicants must meet the eligibility requirements which include age qualification of 21 years old and above. A minimum monthly salary is also required.
Applicants must be a resident of the UAE for them to qualify. You must submit a healthy credit history and many other documents required by the bank for you to qualify for the application.
These documents include Emirates ID, passport, proof of income, and many more.
Submitting Your Online Application
There are two ways for you to apply online. You can visit the official website and search for the Abu Dhabi Islamic Visa Cashback Card or you can download the app and apply from there.
Fill out the online application form with your personal information, such as your name, address, and contact details. Attach the required documents to the online application form.
Review the terms and conditions of the card as well as the features and perks. Double-check everything before you submit.
Approval and Card Activation
After submitting your online application, you will receive a confirmation email. Wait for a couple of business days for them to review your application.
You should receive your approval within the next few days if you have submitted the complete requirements and have a good credit history. Check your email for confirmation.
Once approved, they will send your new credit card to your registered address. Upon receiving the card, activate it through the mobile app or you can call their customer service hotline.
Conclusion
There’s a lot to love about the Abu Dhabi Islamic Visa Cashback Card, especially if you are in the UAE. The generous cashback program and lifestyle benefits are more than enough to keep you using the card for all of your transactions.
You must also understand the application process so you’ll have a better chance of getting approved.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.