When you think of luxury and exclusivity, you immediately think of a credit card brand like HSBC. A lot of HSBC’s credit cards are for frequent travelers and shoppers. Some offers are only provided to the needs of its cardholders.
The HSBC Black Credit Card is one of the premier credit cards available in the UAE. It offers a world of features, perks, and privileges unlike any other credit card that you can find.
While the card may not be available for new customers, there are many ways for you to get the card. Check out the article below to learn more about the HSBC Black Credit Card and how you can get it.
Check Out the Best Features of the HSBC Black Credit Card
The HSBC Black Credit Card has a wide array of features that you can take advantage of.
Not everyone is going to get their hands on the HSBC Black Credit Card, but if you do, you should check out these privileges and enjoy them fully. Check it out below.
Take Traveling to the Next Level
With the HSBC Black Credit Card, you can take traveling to the next level with exclusive travel benefits such as a complimentary Careem Plus subscription which allows you to enjoy a luxurious travel experience.
You get room upgrades and late checkouts through the Global Hotel Alliance membership that comes with the card. You even get discounts on hotels and flights when you use the card to purchase these transactions at Booking.com or Cleartrip.
Get More Miles
With the HSBC Black Credit Card, you get a bonus of 150,000 Air Miles when you sign up for the card. There is also an additional 75,000 Air Miles when you renew your membership the following year.
You should also know that you’ll get the same amount of Air Miles every year should you continue to renew your membership for the card every year.
Lifestyle Rewards
Speaking of hotels and flights, you can have the most luxurious lifestyle with the help of the HSBC Black Credit Card. Cardholders get complimentary Zomato Gold membership, which offers 50% off on dining bills at restaurants all over the UAE.
You can even enjoy two free rounds of golf every month with the help of Spikes On. Cardholders also get 30% off on unlimited golf rounds in more than 800 golf clubs all over the world.
Enhance Your Shopping Experience
When you have the HSBC Black Credit Card, you get 15% off on shopping at Bicester Villages all over the world. You even get VIP lounge access and receive a two-year MyUS membership for free.
Enhance your shopping experience with the HSBC Black Credit Card and take note that you can get more out of the card when you ask the merchant for exclusive offers and discounts.
Digital Cards and Contactless Payments
The HSBC Black Credit Card also has a digital card counterpart that you can access through the HSBC UAE app.
You can link the card to your in-app account and make instant contactless payments and other transactions.
You don’t even need to wait for the physical card to be delivered to your address to start using the card.
Flexible Payment Options
The HSBC Black Credit Card makes paying off your bills easier with very flexible payment options. You can choose from a wide variety of options that will make your payments a lot easier and more convenient.
Cardholders can spread their payments over 3 or 36 months without any processing fees or early payment charges.
Interest Rates and Other Charges
HSBC Black Credit Cardholders can expect a fixed interest rate of 44.28% on cash withdrawals and purchases. Take note that the interest rate will still depend on your creditworthiness.
The card does offer a 56-day interest-free period if you choose to pay your balance in full. You should check out the latest information on these charges so you won’t be misinformed.
Cardholders can also expect an annual fee of AED 1,575 which also includes VAT.
Contact Details
For more information or assistance, you can call their customer service hotline at 800 4320 or +971 4 224 1000 if you are outside of the UAE.
You can also check out their office located on the ground floor of the Emirates Institute of Finance Building on Sultan Bin Zayed The First Street in Abu Dhabi.
How to Apply for the HSBC Black Credit Card
The HSBC Black Credit Card is currently unavailable for new customers and only for exclusive members of the bank.
It is a premium product with particular eligibility requirements. If you’re already an HSBC credit cardholder and you want to apply for the card, here are the steps that will help you get approved for the card.
Meet All the Eligibility Requirements
The HSBC Black Credit Card can only be available for those who meet their eligibility criteria. You can check out the official website for more information and documents about the credit card.
You must have a very high credit score and a strong financial foundation. Applicants must meet the specific income requirements and must be primary HSBC credit card holders for a certain period.
Applying for the HSBC Black Credit Card
There are no certain ways for you to apply for the card other than to wait for them to offer it to you. This is why you must maintain a very high credit score and a good financial standing for them to see that you are an eligible candidate for the card.
This exclusive credit card is only given through an invite. It is often done through a call from the manager or representative or through an email.
Conclusion
Prestige is the word that best describes what the HSBC Black Credit Card brings to the table. With its exclusivity and premium offerings, the card has become one of the most sought-after credit cards in the UAE.
The HSBC Black Credit Card fully embodies HSBC’s commitment to providing the best experience for its cardholders.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.