Finding the right credit card is quite difficult. While there are thousands of different credit cards out there that you can choose from, there will always be one that will suit all of your needs.
In choosing a credit card, it should always match your lifestyle. This can help you balance your credit score perfectly while avoiding expenses. The Standard Chartered Manhattan Platinum credit card comes to mind.
If you’re interested in learning more about the Standard Chartered Manhattan Platinum credit card and what it has to offer, check out the article below to find out. You’ll discover steps on the eligibility criteria as well as how to apply for the card.
Perks and Features You Can Expect With the Standard Chartered Manhattan Platinum
The Standard Chartered Manhattan Platinum credit card stands out as one of the premium credit cards in India.
It is specifically designed to help you maximize your savings through its myriad of features and perks that you can find below.
Earn Cashback Rewards
With the Standard Chartered Manhattan Platinum credit card, you earn 5% cashback on all of your shopping expenses at supermarkets, grocery stores, and even department stores.
This helps you save even more when you’re shopping for your daily needs. Make sure that you take advantage of the cashback that you earn through this credit card by using it on partner establishments.
Get Even More Rewards
The Standard Chartered Manhattan Platinum credit card gives you even more rewards when you use the card on many other transactions. You get 3X more reward points for every RS 150 that you spend using the card.
Use the card on your next visit to the fuel station, and you’ll get a 1% fuel surcharge on all fuel transactions.
Rewards Redemption
Once you have accumulated enough reward points, you can then use them to redeem a wide variety of rewards.
These include offers such as discounts from partner stores and merchants and premium merchandise.
Take note that the rewards rotate from time to time,e so it is best that you check out the website for the current rewards that you can redeem with your points.
Welcome Benefits and Renewal Fee Waiver
When you sign up for the Standard Chartered Manhattan Platinum credit card, you immediately get a bonus of 5,000 reward points. You can receive the bonus points once you’ve settled your joining fee for the card.
Speaking of joining and renewal fees, you can waive your next annual fee of RS 999 when you spend more than RS 1,20,000 within a single year.
Get Even More Features
Apart from these amazing bonuses and cashback rewards, you can also get the best experience with the credit card. You have faster checkout and secure payment thanks to its contactless feature.
Transfer balances up to RS 5 Lakh at very low interest rates. You can easily manage all of your finances if you download the mobile app, and you can even get a loan through your credit card.
Interest Rates and Other Charges
The Standard Chartered Manhattan Platinum credit card will charge you a late payment fee starting with RS 100 up to RS 1,20,0 depending on the amount.
You’ll also be charged a joining fee of RS 999 and an annual fee of RS 999. The interest rate is 3.75% per month or 45% per year.
Eligibility Requirement for Applying
If you’re planning on applying for the Standard Chartered Manhattan Platinum credit card after checking out its features, you should learn the requirements first.
This allows you to prepare for the application process, which can be quite challenging for many. You must be employed and must have a minimum income of RS 90,000 per month.
All applicants must be 21 years old and above from the date of application. A good credit score is required for approval and you must be a resident of the country for you to apply.
Contact Details
You can check out their customer service hotline at 3940-4444 for more information. If you need help with the application or you have inquiries regarding the credit card, the customer service hotline will be your best option.
You can also check out their official website to learn more about the card. You may visit their main headquarters located at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai 600 001.
Guide to Applying for the Standard Chartered Manhattan Platinum Card
Once you’re qualified for the credit card, there are many ways for you to apply. You can visit the local branch of the bank that offers the card or you can apply online.
The online application offers a faster and more efficient method so you can get your new card immediately after getting approved.
Applying Online
Check out the Standard Chartered Manhattan Platinum Card at the official website and learn more details. Once you’re ready to apply, click on Apply to start the application process.
Make sure that you have digital copies of the requirements before you start the application. Fill out the online application form, upload the documents, and make sure that you thoroughly read the terms and conditions before you submit.
Verification and Approval
Once you submit your application, you will receive a confirmation email that your application has been processed. It will take some time to verify all of the information.
You will either receive a call or an email from them regarding your application after a few business days. This highly depends on the requirements that you have submitted. You’ll receive your call of approval once verification is done.
Delivery of the Card
After approval, your new credit card will be delivered to the address that you have registered during your application. You can track the delivery through the link given to you from the email.
Once you have received the card, make sure that you activate it and download the mobile app so you can explore more features.
Conclusion
The Standard Chartered Manhattan Platinum Card offers a lot of compelling perks and features that will surely help you save more money. With its rewards and low charges, you can enjoy using your new credit card for your needs.
The Standard Chartered Manhattan Platinum Card is a modern credit card for the modern customer.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.