If you’re in Dubai searching for a Sharia-compliant financial solution, you should look no further than the Dubai Islamic Bank Al Islami Credit Card.
The Dubai Islamic Bank Al Islami Credit Card meets the standard of modern consumers while staying true to the culture and traditions of the Middle East.
If you’re interested in learning more about the Dubai Islamic Bank Al Islami Credit Card, you can check out the article below to learn more about the compelling offers and features of the card. You can also learn how to apply for the card with the guide.
Key Features of the Dubai Islamic Bank Al Islami Credit Card
The Dubai Islamic Bank Al Islami Credit Card is a Sharia-compliant credit card offered by one of the most popular and largest Islamic financial institutions in the region.
The card is the best choice for Muslims who want to align their financial activities with their proper religious beliefs.
Check out the key features of the Dubai Islamic Bank Al Islami Credit Card down below.
Sharia-Compliant Transactions
What’s very interesting about the Dubai Islamic Bank Al Islami Credit Card is that it complies with the pre-requisites of Islamic law which makes it a cost-plus-profit transaction.
When you use this credit card, there is an agreed upfront cost instead of charging you with an interest rate. Take note that there is no interest rate with the credit card instead, you have an agreement.
This makes it more transparent which allows for trust and compliance with Islamic law.
Rewards and More Perks
The card also offers rewards and more perks such as air miles, discounts, shopping vouchers, and even hotel stays. Make sure that you use the card with all of your transactions and you get to earn points.
You can even make good use of the card with your daily expenses, such as groceries and fuel, so you can accumulate a lot of points. Use the points to unlock even more benefits and perks.
Flexible Installment Plans
What’s great about the Dubai Islamic Bank Al Islami Credit Card is that it offers a very flexible installment plan for your monthly payments.
It depends on how you manage your finances. Consumers can choose if they can pay for their balance in full or in a fixed monthly installment plan that is structured in compliance with the Sharia law.
Accepted All Over the World
You might not think that the Dubai Islamic Bank Al Islami Credit Card is very versatile, but it is accepted worldwide. Whether you’re shopping in Europe or traveling to a tropical island, the card is widely accepted.
You can do all the transactions that you want from your travels and earn the rewards that you’re most excited about.
Contactless and Secure Payments
Speaking of transactions, the Dubai Islamic Bank Al Islami Credit Card has a contactless payment method which allows for better protection. You don’t need to hand your card over and skim it with a machine.
You simply tap the card at the terminal or have it scanned. This ensures your transactions’ safety and lets you have peace of mind with your purchases.
Interest Rates and Other Charges
As mentioned above, the Dubai Islamic Bank Al Islami Credit Card does not have any interest rates as it must follow the Sharia law of an Islamic country.
There are no hidden charges as everything must be upfront.
Contact Details
You can contact their customer service hotline at +971 4 609 2222. They are open 24/7, and a representative can assist you with your inquiries or concerns.
You can also visit their main office located at Building 2, Al Maktoum Road, Opposite Dnata, Deira, P.O. Box 1080, Dubai.
How to Apply for the Dubai Islamic Bank Al Islami Credit Card
You can apply for the Dubai Islamic Bank Al Islami Credit Card by visiting the nearest branch of the bank.
You can also visit the official website to learn more about the card and apply online. Here is how you can apply for the card online.
Check Your Eligibility First
You must be eligible to apply for the card first before you process your application. To qualify, you must meet the requirements set by the bank.
You must be 21 years old and above, must be employed, must be a resident of the UAE, and must have the required minimum monthly income.
Prepare the Requirements
Once you are eligible for the card, you must then prepare the required documents. You are required to submit a copy of your Emirates ID, proof of income and employment, your passport, and proof of residence.
These documents must be in digital format if you are planning on applying online. Make several copies of these documents if you’re planning on applying in person.
Submit Your Application Online
If you choose to submit online, head over to the official website and click on Apply. Fill out the online application form with your details and attach the required documents for the application.
Review the terms and conditions of the card before you proceed. Make sure that the details are accurate and updated when you submit your online application.
Wait for Approval and Card Activation
After submitting your application, you will need to wait for their approval. They are reviewing all of your details as of this time. It should take around a few business days for them to check.
After that, you should receive an email for their approval. They will then send the card to your address. Don’t forget to activate the card by calling the customer service hotline or through the app so you can use the card right away.
Conclusion
The Dubai Islamic Bank Al Islami Credit Card offers more than just providing the needs of the modern consumer.
It continues the tradition of Sharia-compliant transactions and financial solutions while also offering benefits and exclusive perks when using the card. That’s simply everything that you need in a credit card.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.